![\"p](\"https:\/\/www.saratoga.com\/saratogabusinessjournal\/wp-content\/uploads\/sites\/48\/2016\/01\/p20brief20-20joseph20anderson.jpg\")
<\/p>\n<\/p>\n
Joseph M. Anderson<\/strong>, Candidates for the Anderson, of West Charlton, received a bachelor * * *<\/p>\n James W. Lee<\/strong> of Membership in NAPFA In addition, NAPFA has some of the profession’s * * *<\/p>\n SaxBST is announced Guzior joined Sax- He has expertise in several specialty service Guzior is a member of the state Society of Joseph M. Anderson, CLU, CASL, associate wealth management advisor at Northwestern Mutual has earned the Chartered Financial Consultant (ChFC) professional designation from The American College, Bryn Mawr, Pa. Candidates for the ChFC designation must complete a minimum of nine…<\/p>\n","protected":false},"author":121,"featured_media":25031,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[39],"tags":[],"class_list":["post-18546","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-personnel-briefs"],"yoast_head":"\r\n
\nCLU, CASL, associate
\nwealth management
\nadvisor at Northwestern
\nMutual has earned the
\nChartered Financial
\nConsultant (ChFC) professional
\ndesignation
\nfrom The American College,
\nBryn Mawr, Pa.<\/p>\n
\nChFC designation must complete a minimum of
\nnine courses and 18 hours of supervised examinations.
\nThey must also fulfill stringent experience
\nand ethics requirements. The ChFC program prepares
\nprofessionals to meet the advanced financial
\nneeds of individuals, families and small-business
\nowners. Individuals who earn a ChFC designation
\ncan provide expert advice on a broad range of financial
\ntopics including financial planning, wealth
\naccumulation and estate planning, life and health
\ninsurance, business planning, investments and retirement
\nplanning.<\/p>\n
\nof science degree from Cornell and also an associate’s
\ndegree in agricultural science from SUNY
\nCobleskill. He started with Northwestern Mutual
\nin 2008 and has worked with Chuck Martin in
\nSaratoga Springs for over two years.<\/p>\n![\"p](\"https:\/\/www.saratoga.com\/saratogabusinessjournal\/wp-content\/uploads\/sites\/48\/2016\/01\/p20brief20-20james20lee.jpg\")
<\/p>\n
\nLee Investment Management
\nin Saratoga
\nSprings was accepted
\nfor membership in the
\nNational Association Of
\nPersonal Financial Advisors
\n(NAPFA).<\/p>\n
\nand the NAPFA-registered
\nfinancial advisor
\ndesignation are available only to fee-only financial
\nadvisors who meet NAPFA’s stringent membership
\nqualifications. Those standards require advisors to
\nreceive compensation only directly from their clients,
\nto act in clients’ fiduciary interests at all times,
\nand to provide comprehensive planning services.<\/p>\n
\nmost rigorous education and professional development
\nrequirements. All candidates for membership
\nare required to submit a complete comprehensive
\nfinancial plan for a full-scale peer review.
\nFurthermore, NAPFA’s continuing education requirements
\nexceed those of any other association
\nof financial advisors.<\/p>\n![\"p](\"https:\/\/www.saratoga.com\/saratogabusinessjournal\/wp-content\/uploads\/sites\/48\/2016\/01\/p20briefs20-20ron20guzior.jpg\")
<\/p>\n
\nthe appointment of
\nRonald L. Guzior<\/strong>, CPA,
\nas partner in charge of
\nits Albany office.<\/p>\n
\nBST’s predecessor firm
\nBollam, Sheedy, Torani
\n& Co. (BST) in 1988
\nand became a partner
\nin 1998. Prior to being
\nnamed a partner, he was a senior manager in the
\nfirm’s accounting and auditing department.<\/p>\n
\nareas, including nonprofit organizations, construction
\ncontractors and closely held businesses. He is
\nthe head of the firm’s Audit & Accounting Department
\nand a member of the firm’s quality control
\ncommittee and board of directors.<\/p>\n
\nCertified Public Accountants, and the American
\nInstitute of Certified Public Accountants,
\nwhich awarded him the certificate of educational
\nachievement in non profit accounting and auditing.
\nHe currently serves as a board member of St.
\nPeter’s Health Partners, is a member of its Finance
\nCommittee and is chairman of its Compliance and
\nAudit Committee. He is also past president of the
\nNortheast Chapter of New York State Society of
\nCertified Public Accountants.<\/p>\n","protected":false},"excerpt":{"rendered":"