{"id":36120,"date":"2021-04-20T12:50:57","date_gmt":"2021-04-20T16:50:57","guid":{"rendered":"https:\/\/www.saratoga.com\/saratogabusinessjournal\/?p=36120"},"modified":"2021-04-20T13:06:30","modified_gmt":"2021-04-20T17:06:30","slug":"saratogas-community-federal-credit-union-opens-branch-adds-services-in-ballston-spa","status":"publish","type":"post","link":"https:\/\/www.saratoga.com\/saratogabusinessjournal\/2021\/04\/saratogas-community-federal-credit-union-opens-branch-adds-services-in-ballston-spa\/","title":{"rendered":"Saratoga\u2019s Community Federal Credit Union Opens Branch, Adds Services, In Ballston Spa"},"content":{"rendered":"<figure id=\"attachment_36121\" aria-describedby=\"caption-attachment-36121\" style=\"width: 1024px\" class=\"wp-caption alignleft\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-36121 size-large\" src=\"https:\/\/www.saratoga.com\/saratogabusinessjournal\/wp-content\/uploads\/sites\/48\/2021\/04\/sara-comm-crdt-un-hc-1024x734.jpg\" alt=\"\" width=\"1024\" height=\"734\" srcset=\"https:\/\/www.saratoga.com\/saratogabusinessjournal\/wp-content\/uploads\/sites\/48\/2021\/04\/sara-comm-crdt-un-hc-1024x734.jpg 1024w, https:\/\/www.saratoga.com\/saratogabusinessjournal\/wp-content\/uploads\/sites\/48\/2021\/04\/sara-comm-crdt-un-hc-300x215.jpg 300w, https:\/\/www.saratoga.com\/saratogabusinessjournal\/wp-content\/uploads\/sites\/48\/2021\/04\/sara-comm-crdt-un-hc-768x550.jpg 768w, https:\/\/www.saratoga.com\/saratogabusinessjournal\/wp-content\/uploads\/sites\/48\/2021\/04\/sara-comm-crdt-un-hc.jpg 1518w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption id=\"caption-attachment-36121\" class=\"wp-caption-text\">Don Denofio and Megan Armstrong of Saratoga\u2019s Community Federal Credit Union.<br \/>\u00a92021 SaratogaPhotographer.com<\/figcaption><\/figure>\n<p class=\"p1\">By Jill Nagy<\/p>\n<p class=\"p2\"><span class=\"s1\">Saratoga\u2019s Community Federal Credit Union has opened a new office in Ballston Spa and added new services, including<span class=\"Apple-converted-space\">\u00a0 <\/span>a new mortgage service division. <\/span><\/p>\n<p class=\"p2\"><span class=\"s1\">The Ballston Spa office opened in February. The new branch is located at 444 Geyser Road, at the intersection of Geyser and Roland Street, in the center of the town of Milton.<\/span><\/p>\n<p class=\"p2\"><span class=\"s1\">The Geyser Road office is a full-service branch, including a drive-through window, a 24-hour ATM and an Interactive Teller Machine (ITM). <\/span><\/p>\n<p class=\"p2\"><span class=\"s1\">The new office is a single-story, red brick building with 2,500 square of space. Interior renovations were completed by Munter Enterprises Inc. of Middle Grove. Work began in December and was completed in February. <\/span><\/p>\n<p class=\"p2\"><span class=\"s1\">This is the credit union\u2019s second location; the first is at 23 Division Street in Saratoga Springs. <\/span><\/p>\n<p class=\"p2\"><span class=\"s1\">The ITM is an enhanced ATM. On the system, a customer can get a staff person, live, on a<span class=\"Apple-converted-space\">\u00a0 <\/span>video screen by pressing a \u201chelp\u201d button. The ITM hours will be longer than regular branch hours, from 7 a.m. to 6 p.m. Monday to Friday and from 9 a.m. to 1 p.m. Saturdays. <\/span><\/p>\n<p class=\"p2\"><span class=\"s1\">While an ATM is intended for cash withdrawals, balance inquiries and transfers, customers can call up an ITM online teller for deposits, credit card payments, loan payments, as well as questions.<\/span><\/p>\n<p class=\"p2\"><span class=\"s1\">The new machine has not yet gotten much of a workout, according to Megan Armstrong, chief operations officer for the credit union, because \u201cmembers are coming in the front door to see the new building and say hello.\u201d <\/span><\/p>\n<p class=\"p2\"><span class=\"s1\"><!--more-->Through Saratoga Mortgage, a new service of the credit union, the new branch will focus on helping members with their mortgage needs. The new focus moves mortgage services from the back office to the forefront of the facility, according to Armstrong.\u00a0<\/span><\/p>\n<p class=\"p2\"><span class=\"s1\">Patti Montgomery, a mortgage loan originator, heads the new division. She brings more than 15 years of experience in the field of mortgage financing. <\/span><\/p>\n<p class=\"p2\"><span class=\"s1\">Saratoga\u2019s Community Federal Credit Union was created in 1945 by a group of Saratoga Springs educators. It provides a range of services including student loans, auto financing, and savings and retirement plans, in addition to the mortgage services.<\/span><\/p>\n<p class=\"p2\"><span class=\"s1\">The credit union can be accessed online at www.sartogafcu.org; the mortgage service website is www.saratogamortgage.org. The telephone is 518 583-2323. <\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>By Jill Nagy Saratoga\u2019s Community Federal Credit Union has opened a new office in Ballston Spa and added new services, including\u00a0 a new mortgage service division. The Ballston Spa office opened in February. The new branch is located at 444 Geyser Road, at the intersection of Geyser and Roland Street, in the center of the [&hellip;]<\/p>\n","protected":false},"author":89,"featured_media":36121,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-36120","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\r\n<title>Saratoga\u2019s Community Federal Credit Union Opens Branch, Adds Services, In Ballston Spa - Saratoga Business Journal<\/title>\r\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\r\n<link rel=\"canonical\" href=\"https:\/\/www.saratoga.com\/saratogabusinessjournal\/2021\/04\/saratogas-community-federal-credit-union-opens-branch-adds-services-in-ballston-spa\/\" \/>\r\n<meta property=\"og:locale\" content=\"en_US\" \/>\r\n<meta property=\"og:type\" content=\"article\" \/>\r\n<meta property=\"og:title\" content=\"Saratoga\u2019s Community Federal Credit Union Opens Branch, Adds Services, In Ballston Spa - Saratoga Business Journal\" \/>\r\n<meta property=\"og:description\" content=\"By Jill Nagy Saratoga\u2019s Community Federal Credit Union has opened a new office in Ballston Spa and added new services, including\u00a0 a new mortgage service division. 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