{"id":37067,"date":"2022-01-17T16:14:10","date_gmt":"2022-01-17T21:14:10","guid":{"rendered":"https:\/\/www.saratoga.com\/saratogabusinessjournal\/?p=37067"},"modified":"2022-01-17T16:14:10","modified_gmt":"2022-01-17T21:14:10","slug":"economic-outlook-2022-mark-shaw","status":"publish","type":"post","link":"https:\/\/www.saratoga.com\/saratogabusinessjournal\/2022\/01\/economic-outlook-2022-mark-shaw\/","title":{"rendered":"Economic Outlook 2022: Mark Shaw"},"content":{"rendered":"<figure id=\"attachment_31752\" aria-describedby=\"caption-attachment-31752\" style=\"width: 193px\" class=\"wp-caption alignleft\"><img loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-31752\" src=\"https:\/\/www.saratoga.com\/saratogabusinessjournal\/wp-content\/uploads\/sites\/48\/2018\/01\/eco-outlook-shaw-c-193x300.jpg\" alt=\"\" width=\"193\" height=\"300\" srcset=\"https:\/\/www.saratoga.com\/saratogabusinessjournal\/wp-content\/uploads\/sites\/48\/2018\/01\/eco-outlook-shaw-c-193x300.jpg 193w, https:\/\/www.saratoga.com\/saratogabusinessjournal\/wp-content\/uploads\/sites\/48\/2018\/01\/eco-outlook-shaw-c.jpg 429w\" sizes=\"auto, (max-width: 193px) 100vw, 193px\" \/><figcaption id=\"caption-attachment-31752\" class=\"wp-caption-text\">Mark Shaw, president and CEO of Stored Technology Solutions Inc. (StoredTech).<\/figcaption><\/figure>\n<p>By Mark Shaw<\/p>\n<p>The 2022 outlook for business is 100 percent<span class=\"Apple-converted-space\">\u00a0 <\/span>about cybersecurity insurance. The best thing you can do for your business has nothing to do with buying technology, it\u2019s about protecting your existing investment in exactly what you own right now.<span class=\"Apple-converted-space\">\u00a0<\/span><\/p>\n<p>How do you do that? By purchasing a cyber insurance plan for your business.<span class=\"Apple-converted-space\">\u00a0<\/span><\/p>\n<p>In doing so, you may ask any number of questions like:<\/p>\n<p>Why a small business like yours with so little a hacker might find valuable would need an insurance policy to cover your technology?<span class=\"Apple-converted-space\">\u00a0<\/span><\/p>\n<p>Why your IT technology firm wouldn\u2019t be enough to help you?<\/p>\n<p>Why your cybersecurity firm who works with your internal or external IT department isn\u2019t enough to protect you? <span class=\"Apple-converted-space\">\u00a0<\/span><\/p>\n<p>These are great questions, and the answers are simple.<span class=\"Apple-converted-space\">\u00a0<\/span><\/p>\n<p>Your cyber and IT staff can\u2019t protect your business all the time. Something will happen beyond everyone\u2019s control and their insurance won\u2019t cover you, and you will be stuck in a bad situation.<span class=\"Apple-converted-space\">\u00a0<\/span><\/p>\n<p>Every day we see more and more impact from cyber security. The fallout from major attacks like the Microsoft Exchange, SolarWinds, Kaseya just to name three that are recent are having major ripple effects throughout the entire technology world.<\/p>\n<p><span class=\"s1\"><span class=\"s2\"><!--more--><\/span><\/span>What businesses of every size are starting to learn is that there is no safe space in the modern connected world we live in. Nothing is bullet proof, and nothing can be completely secured. What is even more stark is the fact that the large software vendors like the Microsofts of the world take zero responsibility if anyone uses their product to destroy your business.<span class=\"Apple-converted-space\">\u00a0<\/span><\/p>\n<p>They don\u2019t have any liability to you, your technology firm, your insurance firm, no one. They simply state that by using their software you hold them harmless for all malicious things that could happen.<\/p>\n<p>This is normal in the software and technology services space. When their AWS service went down for hours, Amazon took no responsibility at all, and anyone who used those services already agreed to accept that risk. The long story short is simple: No one will care about your business more than you will. So, protect it. Buy insurance.<span class=\"Apple-converted-space\">\u00a0<\/span><\/p>\n<p>Insurance companies\u2019 losses are in the billions right now. They are running scared from high-risk companies that do not do the basics to prepare themselves.<span class=\"Apple-converted-space\">\u00a0 <\/span>The forms they are asking you to fill out to get the insurance are more complex and technical than ever.<span class=\"Apple-converted-space\">\u00a0<\/span><\/p>\n<p>See how many of these questions a business owner, can answer with certainty.<\/p>\n<p>1. Do you implement Multi factor authentication (MFA) for remote access\/ for privileged accounts?<span class=\"Apple-converted-space\">\u00a0<\/span><\/p>\n<p>2. Do you have off site (e.g. cloud) back-ups less than a month old?<span class=\"Apple-converted-space\">\u00a0<\/span><\/p>\n<p>3. Can you recover all of your business-critical data and systems in 10 days?<span class=\"Apple-converted-space\">\u00a0<\/span><\/p>\n<p>4. What EDR Technologies are in place?<\/p>\n<p>5. Do you have a written policy regarding network access?<\/p>\n<p>6. Do you enforce SPF (Send Policy Framework) on incoming emails?<\/p>\n<p>These are just six questions and many of the newest insurance forms asking multiple sub questions to each one of these. For example, on the off site backups, you would be asked where they are located, how many copies, are they encrypted, are they encrypted in transit and at rest and when was the last time you tried to restore.<span class=\"Apple-converted-space\">\u00a0<\/span><\/p>\n<p>This level of understanding where your technology risk lies is no longer sitting with the IT department. As a business owner, these are now business questions on insurance applications.<span class=\"Apple-converted-space\">\u00a0<\/span><\/p>\n<p>Are you ready to answer these correctly? Are you willing to go without insurance? Are you willing to pay higher premiums for the gaps in your technology? Are you ready to roll the dice with your company\u2019s data?<\/p>\n<p>Hopefully this starts you thinking beyond the technology and starts a conversation with your IT department about where you stand and what you need to do. Business is all about balancing risks. Sometimes the risks cannot be avoided, and for these times we highly recommend getting insurance to cover those gaps.<span class=\"Apple-converted-space\">\u00a0<\/span><\/p>\n<p>It\u2019s smart business, and in 2022 we all need to be smart with our businesses.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>By Mark Shaw The 2022 outlook for business is 100 percent\u00a0 about cybersecurity insurance. The best thing you can do for your business has nothing to do with buying technology, it\u2019s about protecting your existing investment in exactly what you own right now.\u00a0 How do you do that? By purchasing a cyber insurance plan for [&hellip;]<\/p>\n","protected":false},"author":89,"featured_media":31752,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[145],"tags":[],"class_list":["post-37067","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economic-outlook-2022"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\r\n<title>Economic Outlook 2022: Mark Shaw - Saratoga Business Journal<\/title>\r\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\r\n<link rel=\"canonical\" href=\"https:\/\/www.saratoga.com\/saratogabusinessjournal\/2022\/01\/economic-outlook-2022-mark-shaw\/\" \/>\r\n<meta property=\"og:locale\" content=\"en_US\" \/>\r\n<meta property=\"og:type\" content=\"article\" \/>\r\n<meta property=\"og:title\" content=\"Economic Outlook 2022: Mark Shaw - Saratoga Business Journal\" \/>\r\n<meta property=\"og:description\" content=\"By Mark Shaw The 2022 outlook for business is 100 percent\u00a0 about cybersecurity insurance. 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