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Category Archives: 50-Plus

Despite Building Closures, Senior Centers Provide Food Delivery And Virtual Activities

Posted onJuly 16, 2020July 16, 2020
The Saratoga Senior Center has been running virtual programs for members.
©2020 Saratoga Photographer.com

By Susan E. Campbell
The high-risk elderly population has faced greater challenges than most other demographic groups during the coronavirus pandemic. But although their doors are temporarily closed, local senior citizens centers have made sure their members stay safe through outreach and by shifting programs into the digital realm.
The Saratoga Senior Center did one-on-one phone calls to nearly 2,000 seniors who were either active members or who had recently not renewed memberships, according to Lois Celeste, executive director.
“Our first step was reassurance calls, then needs assessment,” Celeste said. “This resulted in a list of several hundred we have been calling daily.”

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Business Report: Lower ‘Reliance Rate’ During Retirement

Posted onJuly 16, 2020July 16, 2020
Robert Snell, financial adviser with Edward Jones Financial in Saratoga Springs.

By Robert Snell
If you have decades to go until you retire, you don’t need to panic over volatile financial markets. You have plenty of time to regain lost ground and potentially achieve more growth in your investment portfolio.
But what if you are nearing retirement or already retired? After all, you will probably need to draw on your investments to pay for some of the costs associated with housing, food and the many other expenses you incur in daily life. So, is a down market cause for alarm?
It shouldn’t be. And you can help reduce your stress level by understanding your “reliance rate.” As its name suggests, your reliance rate tells you how much you rely on your portfolio—rather than other sources, such as Social Security or a pension—to meet your income needs during retirement.
Your reliance rate can influence your emotions and investment behavior. A higher reliance rate may tempt you to make emotional decisions during a market decline, since your portfolio is supplying more of your needs.

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‘Share A Step For Seniors’ Event Raises A Record Amount In Excess Of $30,000

Posted onJuly 16, 2020July 16, 2020

The Wesley Foundation, the philanthropic arm of The Wesley Community, said its recent Share A Step For Seniors virtual fundraiser raised more than $30,000 to support local seniors served by The Wesley Community.
That figure is a record for the event since its inception in 2018, officials said.
Donations were received via the virtual fundraiser, which invited community members to work toward a fitness-oriented goal while raising funds. The money will support continued efforts to serve residents and staff during the coronavirus global health pandemic.
The Wesley Community is a nonprofit senior living campus in Saratoga Springs with more than 700 residents.

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U.S. Census Bureau: Age Group Of 65 And Older Exhibits Rapid Growth Since 2010

Posted onJuly 16, 2020July 16, 2020

The U.S. Census Bureau released estimates showing the nation’s 65-and-older population has grown rapidly since 2010, driven by the aging of Baby Boomers born between 1946 and 1964.
The 65-and-older population grew by over a third (34.2 percent or 13,787,044) during the past decade, and by 3.2 percent (1,688,924) from 2018 to 2019. The growth of this population contributed to an increase in the national median age from 37.2 years in 2010 to 38.4 in 2019, according to the Census Bureau’s 2019 population estimates.
“The first Baby Boomers reached 65 years old in 2011,” said Dr. Luke Rogers, chief of the Census Bureau’s Population Estimates Branch. “Since then, there’s been a rapid increase in the size of the 65-and-older population, which grew by over a third since 2010. No other age group saw such a fast increase. In fact, the under-18 population was smaller in 2019 than it was in 2010, in part due to lower fertility in the United States.”

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Clifton Park Senior Community Center Provides Many Free Programs For Members

Posted onJuly 3, 2019July 10, 2019
Senior Citizens take part in activities at the Clifton Park Community Center located at 6 Clifton Common Boulevard in Clifton Park.
©2018 Saratoga Photographer.com

by Andrea Palmer
The Clifton Park Community Center provides a variety of services for those 50 and up. The town of Clifton Park took over the center in 2016 and has been running it ever since.
“Our programs are better than ever and our membership has increased tremendously, almost double in size,” said Susan Leonard, director of the center for the last two years. “We are all very proud of our accomplishments”

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‘Saratoga Life’ Helps People Over 50 Deal With Medicare And Other Insurance Concerns

Posted onJuly 3, 2019July 10, 2019
Kandis Paolone of Saratoga Life provides life, health and accident insurance for those over 50.
©2018 Saratoga Photographer.com

by Andrea Palmer
Saratoga Life is a Saratoga Springs-based insurance broker, providing solutions for insurance and Medicare issues to people over 50.
Kandis Paolone, owner, has lived in the area for 20 years.
“We now specialize mostly on senior products, such as Medicare,” she said.
Besides selling insurance, Paolone works at being a resource to seniors, as well as military veterans. She advises them about activities they may be interested in, special discounts, transportation and additional benefits they could be eligible for.

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Kasey Pass Condos In Ballston Spa Offers Maintence-Free Living In Beacon Hill Area

Posted onJuly 3, 2019July 10, 2019

By Jennifer Farnsworth Maintenance-free living in Ballston Spa can be found at Kasey Pass Condos in Ballston Spa, a 36-unit community located within the Beacon Hill community. Pigliavento Builders of Schenectady did the construction. Alisha Pigliavento Houle of Alani Real Estate said anyone interested should act fast as 14 of the 36 units have...

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AARP Lauds Efforts Of Congress To Push Forward A Law Against Age Discrimination

Posted onJuly 3, 2019July 10, 2019

The House Education and Labor Committee’s approval of the Protecting Older Workers Against Discrimination Act (POWADA) in June was lauded by AARP as a key step toward enactment.
“The vote puts us one step closer to restoring fairness for older workers who experience age discrimination,” said Nancy LeaMond, AARP executive vice president and chief advocacy and engagement officer. “The legislation makes Congress’ intent clear that discrimination in the workplace—against older workers or others—is never acceptable.”

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Wesley Community Renovating Apartments; Phased Work Schedule Is Three Years-Plus

Posted onJuly 3, 2019July 10, 2019
The Wesley Community CEO Brian Nealon says a renovation project will cost $20 million.

By Jennifer Farnsworth
The Wesley Community in Saratoga is undergoing renovations.
Wesley CEO Brian Nealon said the $20 million project will include apartment renovations, a memory care assisted living facility and a training center.
Nealon said the entire project will take about three and a half years to complete, pending final approval from the city.
Renovations on the 37-acre property have already begun on the Springs building, the oldest part of the property, according to Nealon.
He said the fifth floor of the residential building has been completed and they will continue to work their way down to lower floors, working on about a quarter of the floor at a time.

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Business Report: Leveraging The Aging Workforce

Posted onJuly 5, 2018July 6, 2018
Rose Miller, president of Pinnacle Human Resources LLC. Courtesy Pinnacle Human Resources LLC

By Rose Miller

As the first wave of this generation begins reaching 55 in 2001 and heads toward retirement, the workforce could lose substantial numbers of experienced workers from all walks of life.

Most boomers have neither the inclination nor the financial means for early retirement. According to a recent study, 80 percent of those born between 1948 and 1965 expect to work past age 65. Compare that with the roughly 10 percent of the over-65 group who held jobs in 1998. In other words, they will become “boomerangs”.

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