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Category Archives: Business Reports

Business Report: Study Shows Tourist Interest In Saratoga County

Posted onJuly 16, 2020July 16, 2020
Todd Shimkus is president of the Saratoga County Chamber of Commerce. Courtesy Saratoga County Chamber of Commerce

By Todd Shimkus
With COVID-19, it’s hard to tell who is really willing to travel.
No doubt there is pent up demand to get out of the house. But who and how many people are really going to visit other places?
That would be valuable information.
Thanks to the expertise of the talented professionals at Mind Genomics, we now have this information.
We now have proof that people from the Capital Region, to New York City, to Massachusetts, Connecticut and places in between want to come back and visit us in Saratoga County within the next six months.
They want to “Feel the Freedom” in Saratoga County.
From June 5 -12, Mind Genomics completed detailed surveys with more than 3,000 people to help us find out how COVID-19 might have changed their motivation to visit Saratoga County. The survey sought to evaluate what messages might resonate and what safety precautions our businesses would have to take for respondents to feel comfortable traveling here.
Here’s what we learned: 90 percent of the respondents have visited Saratoga County multiple times in the past.

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Business Report: Everyone Is Their Own Movie

Posted onJuly 16, 2020July 16, 2020
April P. Weygand, president, April Fresh Cleaning.

By April P. Weygand
Are you welcoming people into your business for the first time in a while and need some help navigating New York state rules on how to do that?
New York state is tough, and they want us to be prepared. There are some common-sense rules: wash hands, use hand sanitizer, wear masks, use tissues, and clean and disinfect surfaces.
The words cleaning, sanitizing, disinfecting, electrostatic spraying, and fogging are being thrown around a lot lately. However, they are not the same and should not be used interchangeably. “Cleaning” is the act of removing soils and germs from a surface. It doesn’t usually kill anything, but it does remove them by washing them away.
“Sanitizing” means reducing the number of bacteria by 99.9 percent to a level considered safe by public health organizations. Many over-the counter products sanitize in less than 30 seconds. It’s important to note here that Sanitizing kills bacteria, but it does not kill viruses. That’s where Disinfection is necessary.

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Business Report: COVID-19 Changes

Posted onJuly 16, 2020July 16, 2020
Michael Cruz is president of Lighthouse Advisors LLC in Queensbury.

By Michael Cruz
Your employees are working under new circumstances and new expectations. In fact, we all are, you included.
After years of working to ensure good culture, we now see each other less often. How are you ensuring that remote working and less meetings do not negatively affect your company culture? Locally, we have been able to pass through the crisis mode.
Yet, every time we watch the news, we are treated to doom scenarios. And as employees and coworkers hear those stories, it creates anxiety. We’re bombarded with messages like “new normal,” “social distancing” and, of course, “lockdown.”
In the face of that, it is hard to do back to (old?) normal.
Therefore, some of the changes are for a while. You can focus on that in your business. What makes sense for one business will not make sense for another. You will find ways to make your teams physically safe. Yet, what all businesses face is the need to keep everyone engaged. As leaders, we need to focus on keeping our people psychologically safe. There is a lot to react to right now.
Each and every person has a different capacity to accepting and adapting to the changes. How can you help your people do what is needed in a different environment?

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Business Report: Post-COVID-19 Return To Work Plan

Posted onMay 7, 2020May 8, 2020
Dorothy Rogers-Bullis is owner and president of drb Business Interiors in Saratoga Springs.

By Dorothy Rogers-Bullis
As New York state begins to look toward a post-COVID-19 reopening strategy, many businesses, organizations, and schools are trying to reinvent or re-imagine how they will safely operate. And it won’t be business as usual for most.
Each individual organization will need a thoughtful and highly customized approach, taking into account their business objectives, their space, and their employees’ work styles, while also creating appropriate social distance.
Here are some of our top tips for organizations as they explore their reopening options.
Create a committee. It’s going to take buy-in from numerous people in order to approve and implement a workable reopening plan. Your return-to-work steering committee should include leaders from HR, communications, and facilities, plus employee representatives. You’ll need their help with brainstorming ideas and managing expectations, as well as modeling positive behaviors.

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Business Report: Lobster Lessons For The New Year

Posted onJanuary 10, 2020January 10, 2020
Rose Miller is president of Pinnacle Human Resources LLC.

by Rose Miller
We take a trip to Cape Cod for my husband’s business conference each summer. It’s at a beautiful resort filled with beach, sun and sand. My friends come along because my husband is tied up at business meetings during the day.
One of the highlights at the conference is their annual lobster bake. The dining area overlooks the ocean and the menu consists of New England chowder, corn, mussels, potatoes, corn and the main event—lobster.
I love lobster. However, I know not everyone does. I find its one of those things that people either love or hate. I know this may sound peculiar but I found some of the conversations at the table about lobster parallel some of the conversations I hear related to professions and jobs. I’m calling it Lobster Lessons.

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Business Report: Diversified Approach To Retirement Savings

Posted onNovember 7, 2019November 7, 2019
Sherry Finkel Murphy, CFP®, ChFC®, RICP® at The Atrium Financial Group of Northwestern Mutual.

Provided By Sherry Finkel MurphY Associate Wealth Management Advisor
For most people, saving for retirement means making steady contributions to a 401(k) until they hit a specific goal. However, a broader approach to saving and investing offers more options for building that nest egg.
Keep in mind that where you put your money is as important as how much you save. That’s because each savings strategy has tax considerations that can impact how much you’ll have when it’s time to take the money out. By keeping a mix of tax-free and tax-deferred sources of income, you’ll have the flexibility to withdraw funds strategically during retirement, based on tax and market implications.
While tax-qualified retirement plans like 401(k)s and 403(b)s are the most common retirement savings plans, they shouldn’t be your only option. These plans give you the ability to make pretax contributions that reduce your taxable income today. However, you’ll have to pay taxes on those dollars when you make withdrawals. This can greatly reduce the amount of money you’ll have to spend when you’re retired.

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Business Report: End-Of-Year Financial Moves

Posted onNovember 7, 2019November 7, 2019
Robert Snell, financial adviser with Edward Jones Financial in Saratoga Springs.

By Robert Snell
We’ve still got a couple of months until 2019 draws to a close, but it’s not too early to make some end-of-the-year financial moves. In fact, it may be a good idea to take some of these steps sooner rather than later.
Here are a few suggestions:
• Boost your 401(k) contributions. Like many people, you might not usually contribute the maximum amount to your 401(k), which, in 2019 is $19,000, or $25,000 if you’re 50 or older. Ask your employer if you can increase your 401(k) contributions in 2019, and if you receive a bonus before the year ends, you may be able to use that toward your 401(k), too.
• Add to your IRA. You have until April 15, 2020, to contribute to your IRA for the 2019 tax year, but the more you can put in now and over the next few months, the less you’ll have to come up with in a hurry at the filing deadline. For 2019, you can put up to $6,000 in your IRA, or $7,000 if you’re 50 or older.

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Business Report: Design Trends To Boost Productivity, Satisfaction

Posted onOctober 3, 2019October 4, 2019
Dorothy Rogers-Bullis is owner and president of drb Business Interiors in Saratoga Springs.

By Dorothy Rogers-Bullis
At some point along the way, the term “trendy” became pejorative—a design concept to be avoided—evoking images of orange shag carpet and Harvest Gold appliances.
When it comes to office design, however, the latest trends aren’t just about flash-in-the-pan materials or color palettes. More often than not, today’s innovations in workplace technology and space planning allow for increased productivity, better ergonomics, and higher employee satisfaction.
Is your workspace keeping up with the times? Here are just a few of the many trends we are seeing in workplace design in 2019.
“Resimercial” style
Increasingly, office workers are seeking the comfortable furniture and settings they enjoy at home, but companies still desire the durability of traditional office products and materials.
Blending residential warmth and familiarity with pragmatic commercial design elements, the so-called “resimercial” trend sits at the intersection of the home and the office. This less formal, highly adaptable style appeals to younger workers, as well as to forward-thinking industries like technology and marketing. It can boost productivity, creativity, and even employee wellness.

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Business Report: Benefits And Perks; Culture Or Hawthorne Effect?

Posted onOctober 3, 2019October 4, 2019
Jim Marco, president and principal consultant with Saratoga Human Resources Solutions Inc.

By Jim Marco
In the 1920s and 1930s, Elton Mayo conducted a series of experiments at the Hawthorne Electric Plant near Chicago. The study was intended to find out how different aspects of the work environment, like lighting, the timing of breaks and the length of the workday affected worker productivity.
The hypothesis was to see if changes in these environmental factors could increase productivity. The researchers found that productivity increased, for a while, and returned to normal once the experiment was over. This became known as “The Hawthorne Effect.”
We read a lot today about the new workplace; flexible office space, fully stocked kitchens, ping pong tables, bean bag chairs, stand up desks, even bringing dogs to work. Employers are trying to copy the superficial trappings of really successful companies like Google and Apple. They hope that these trappings will create a “culture” that will allow them to achieve some terrific level of success.
It won’t, and these programs will be abandoned, because the companies will not get the desired productivity or engagement boost from their workforces. Like Hawthorne electric, the effect is only temporary.

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Business Report: What New Data Breach Law Means

Posted onOctober 3, 2019October 4, 2019
Richard Ruzzo is managing partner, COO, of Shepherd Communication and Security.

by Richard Ruzzo
On July 26, the Shield Act was signed into law by Gov. Andrew Cuomo to direct that better security measures and policies are put in place by all business that store, maintain or electronically handle non-public personal information (NPPI) to help protect against hackers obtaining an individual’s personal and private information.
The law is set to take effect March 21.
What determines a breach in a security system?
A breach occurs when one’s NPPI is exposed, made vulnerable or stolen from the host organization by unscrupulous data thieves. The information at risk and covered by the new statue is as follows:
Any data that is compromised and consisting of any combination of; name, Social Security number, driver’s license number or non-driver identification card, account number, credit card number, security access code, password or PIN to a financial account, username/email address with a security question/password and any biometric data information based on unique features that can be viewed digitally.

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