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Business Report: Receiving A Check To Creating A Check

Posted onAugust 7, 2019August 8, 2019
David Kopyc, president of Retirement Planning Group LLC in Saratoga Springs.

By David Kopyc

Most Boomers do not have a pension plan and need to take their retirement assets they have accumulated over their working careers and create lifetime monthly income.  For most of the boomers the defined benefit pension plan has been replaced by 401k plans that leave the responsibility to you and not your former employer.

Before you make a decision on the investment program that is best suited for your appetite for risk and the ability to weather the storm when markets become volatile, you need to consider the drawbacks of each decision you make.  Never make a hasty decision that is irreversible that you may regret.

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Overseas Travel Begins With A Passport; U.S. Postal Service Provides Some Important Tips

Posted onAugust 7, 2019August 8, 2019

To help people prepare for international traveling any time of year, the U.S. Postal Service has some application tips that are spot-on for happy adventurers.
The Postal Service has operated as an agent for the U.S. Department of State to process passport applications since the 1970s. In 2007, more than 18.3 million passports were issued. The Postal Service accepted applications for more than half — 9.8 million.
Those passports expired in 2017, creating a surge in passport applications and renewals.

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Business Report: Don’t Make Estate Plan A Family Secret

Posted onAugust 7, 2019August 8, 2019
Debra Verni, principal of the Herzog Law Firm in Saratoga Springs.

By Deborah Verni
Only about 40 percent of adults in America have a will, which may not be entirely surprising. No one wants to be reminded of their own mortality or spend too much time thinking about what might happen once they’re gone.
Many people are uncomfortable discussing how they will distribute their estate with their children. Perhaps you don’t want your children to realize how much they may receive after your death. Or you may think your choice of heirs could change in the future.

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AARP Plans To Build Fitness Parks In All 50 States, Puerto Rico, D.C. And Virgin Islands

Posted onAugust 7, 2019August 8, 2019

AARP CEO Jo Ann Jenkins recently opened the first of many AARP-branded fitness parks that the organization will donate to local communities to commemorate AARP’s 60th anniversary.
Over the next three years, AARP intends to work with national nonprofit FitLotTM to build parks in all 50 states, the District of Columbia, Puerto Rico, and the U.S. Virgin Islands. The parks feature stationary equipment that can be adapted to meet a wide range of fitness levels and abilities.

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Business Report: Changes To NYS SEQRA Regulations

Posted onAugust 7, 2019August 8, 2019
Sarah Lewis Belcher is senior counsel with Bond, Schoeneck & King.

By Sarah Lewis Belcher, Esq.
Anyone who has undertaken a project in New York State since 1978 has at least some familiarity with the state Environmental Quality Review Act (SEQRA). All state and local governments must comply with SEQRA by considering the environmental impacts of projects before they are approved.
So, if your project must be approved by a governmental entity, the SEQRA process must be completed.

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A Bird-Friendly, Perennial Garden Created In Greenfield Center Park By Jessecology

Posted onAugust 7, 2019August 8, 2019
Jesse Peters is the owner of local landscape company Jessecology.
©2019 Saratoga Photographer.com

By Christine Graf
The town of Greenfield Lions Club and the Southern Adirondack Audubon Society have partnered to create a bird-friendly perennial garden in Greenfield Center Park.
The 20-acre park is located in Saratoga County, just off Route 9N on Brigham Road. Jesse Peters, owner of local landscape company Jessecology, was contracted to design and oversee the installation of the garden.
Peters has a degree in ecology, botany, and horticulture from Skidmore College. She opened her sustainable landscaping business after graduating in 2008. Sustainable landscapers create landscapes that are functional, cost efficient, visually pleasing, environmentally friendly and easily maintained.
Peters also owns and operates the Saratoga Wildflower Farm.

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Keeping Employees Interested, Challenged Is Important To A Strong Workplace Culture

Posted onAugust 7, 2019August 8, 2019
Brian Rollo, is the owner of Speak Up Solutions Training.
©2019 Saratoga Photographer.com

By Christine Graf
According to a recent Gallup poll, approximately 70 percent of employees consider themselves “not engaged” or “actively disengaged” at work. In many instances, their disengagement is directly related to their company’s culture.
Culture can be defined in simple terms as a company’s personality. It is reflected in everything from dress code to office setup. Culture often develops organically over time, based on the traits of the people the company hires, experts say.

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Business Report: Common Shredding Methods

Posted onAugust 7, 2019August 8, 2019
Rob Shauger is director of sales and development at ConfiData. Courtesy ConfiData

There are many shredding options out there, however not all are created equal.
Some shredders are fairly simple and ideal for everyday bits of paperwork, but not ideal for sensitive documents. Other shredding methods are ideal for destroying highly sensitive or classified documents, but are considered overkill for everyday paperwork.
If you are comparing document destruction services, it is important to understand the common types of shredding methods in order to determine the best method for your needs.

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‘Fear-Free’ Environment Created For Animals At Springs Family Veterinary Near Exit 15

Posted onAugust 7, 2019August 8, 2019
Dr. Sara Ryan opened Springs Family Veterinary Hospital, 9 Hampstead Place, Saratoga Springs, in June. including herself, she has a staff of five people.
©2019 Saratoga Photographer.com

By Jill Nagy
Veterinarian Sara Ryan wants animals to feel comfortable coming to her new clinic, Springs Family Veterinary Hospital, 9 Hampstead Place, Saratoga Springs. So, she provides treats for them and does her best to create a “fear-free” environment.
And, she separates the dogs from the cats.

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SPAC And Live Nation Utilize Relationships With Corporations To Help Them Thrive

Posted onAugust 7, 2019August 8, 2019
SPAC has various VIP and sponsorship packages for corporations.

By Andrea Palmer
Major music and entertainment venues these days must come up with creative ways to meet their annual budgets and remain a vibrant segment of the community.
They investigate many funding sources, and among them is working with corporations, offering them ticket, benefit and advertising packages that are a boon for both the companies involved and venues like Saratoga Performing Arts Center and Cool Insuring Arena.
Another major company, Live Nation, also uses corporate packages. VIP packages are a popular sponsorship choice for corporate partners, said Chris Perez, marketer of venue sales at Live Nation, who works out of the Saratoga office.

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