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Month: March 2018

Planning For Showcase Of Homes Under Way

Posted onMarch 9, 2018March 9, 2018

The 2018 Saratoga Showcase of Homes Committee is already planning this year’s edition of the event.

Now celebrating its 23rd year, the annual community tradition has contributed over $1.1 million dollars to local charities.

The 2018 Saratoga Showcase of Homes will take place over three weekends—Sept. 15-16, Sept. 22-23 and Sept. 29-30. It features  award-winning builders showcasing their new construction.

A “Taste of Showcase Preview” event is being planned for Friday, Sept. 14.

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Pension Administrator And Actuarial Firm Opens Its First Upstate NY Office In Saratoga

Posted onMarch 9, 2018March 9, 2018

INTAC Actuarial Services, a national third-party pension administrator and actuarial firm with over 40 years in business, announces the opening of its first upstate New York office in Saratoga Springs.

“Choosing Saratoga Springs as the latest addition to our family of offices came naturally to us as we recognized the need to continue building a presence in this vibrant business area,” said Charles Rosenberg, INTAC managing partner. “This exciting Capital Region setting now complements our New Jersey and California offices, strengthening INTAC’s ability to serve our clients and industry partners.”

INTAC, a second generation, family-owned and operated company, provides its clients with unparalleled pension administration expertise and personalized service.

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ABC Equipment And Restaurant Supplies Moves Into Large Space In South Glens Falls

Posted onMarch 9, 2018March 9, 2018
ABC Equipment and Restaurant Supplies has moved to this building South Glens Falls. Ownership said the move was made because the business has outgrown its former Glens Falls site.
Photo by Jesse Winters

By Jennifer Farnsworth

ABC Equipment and Restaurant Supplies has moved to South Glens Falls. Owner Fred Alexy said while they loved their time in downtown Glens Falls, on Elm Street, the growth of the business warranted the relocation.

The business supplies kitchens with specialized items such as commercial ovens and coolers and deep fryers. Over the past several years the wholesale side of the business experienced growth. While they still have a retail side, Alexy said it came to a point where they were running out of space to accommodate  inventory. The new location in Midtown Plaza spot gives the business two additional loading docks, and other additional space.

The address is 25 Fairview St., South Glens Falls.

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Adirondack Thunder Unveils Ticket Plans For 2018-19 Season; Reveals New Uniforms

Posted onMarch 9, 2018March 9, 2018
This is an example of the new jerseys the Adirondack Thunder players will wear for the 2018-19 season. The team has also released tick plans for the new season.
Courtesy Adirondack Thunder

The Adirondack Thunder, ECHL affiliate of the New Jersey Devils, announced the full season ticket plan and new jerseys for the 2018-19 season.

Officials said all seats at Cool Insuring Arena will continue to be priced the same, at $13 per game for season ticket holders. Season tickets in all sections will cost $540 per seat ($468, plus sales tax and a Cool Insuring Arena facility fee).

Twelve-month payment plans are now available, costing less than $50 per seat, per month if signed up by March 31, the team said. Youth season tickets will also remain untouched at $385 for the season package.

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Stewart’s Shops, Dake Family Gives $500K To Pediatric Emergency Dept. At Albany Med

Posted onMarch 9, 2018March 9, 2018

Stewart’s Shops and the Dake family have donated $500,000 to Albany Medical Center’s new pediatric emergency department, recently named the Massry Family Children’s Emergency Center.

The Saratoga-based company and family were early supporters of Albany Med’s latest project, helping it reach the $14.5 million mark toward the fundraising goal of $20 million, Albany Med officials said. The total cost of the project is $50 million.

When it opens in the summer, it will be the only pediatric emergency department in northeastern New York and western New England, according to the hospital.

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Despite Stock Market Fluctuation, Assets Can Be Managed; Economy Is Holding Steady

Posted onMarch 9, 2018March 9, 2018
Bob Schermerhorn of Saratoga Financial Services in Saratoga Springs.
©2018 Saratoga Photographer.com

By Jill Nagy

“The fundamentals of the economy are still very good and very strong,” said Saratoga Springs financial advisor Stephen Kyne, a partner in Sterling Manor Financial in Saratoga Springs.

Recent “corrections” in the prices of stocks are not cause for worry, he said. However, “there are more moving parts” than there used to be and it is important to work closely with an advisor.

Bob Schermerhorn, of Saratoga Financial Services in Saratoga Springs, advised putting recent stock market declines into perspective. A 10 percent decline—such as the early February decline in the Standard & Poor 500 stock index—is actually quite normal, as 19 years of the last 38 have had a 10 percent correction. In fact, the average intra-year correction since 1980 is 13.7 percent.”

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Social Media Study: Banking Convenience, Security, Customer Service Are Highly Valued

Posted onMarch 9, 2018March 9, 2018

A report by consumer insights provider Crimson Hexagon, drawing on a repository of more than 1 trillion social media posts and online consumer conversations, found that consumers are angered by a perceived lack of transparency in fees, miscommunications and long wait times on the phone within the financial industry. Convenience, security and good customer service are most highly valued.

The report, “Consumer Trends Report: Financial Services Industry,” analyze commentary, preferences and opinions, according to Crimson Hexagon.

Questions the study sought to answer included “What fintech trends do consumers care about?” and “How do customers feel about banks and financial institutions?”

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NBT Bank’s Insurance Division Transition Completed As ‘NBT Insurance Agency LLC’

Posted onMarch 9, 2018March 9, 2018

NBT Bank’s insurance division now conducts business as NBT Insurance Agency LLC. This change completes a multi-year transition plan developed following NBT Bancorp’s acquisition of Mang Insurance Agency LLC in 2008.

“Mang and later NBT-Mang forged a strong reputation for offering insurance expertise and excellent service across the Southern Tier of New York where both the agency and NBT Bank are headquartered,” said Timothy L. Brenner, NBT Bancorp Inc. executive vice president and president of wealth management. “NBT Bank’s footprint has grown over the years to include over 150 banking locations in six states, representing an important opportunity to expand the availability of the insurance services we offer.”

NBT Insurance Agency President Tucker H. Lounsbury Lounsbury said the change “creates clarity in the insurance marketplace, and the strong alignment between the insurance agency and bank brands will help customers across NBT’s established and new markets to understand the connection between our business units and the comprehensive array of financial solutions we deliver to assist them in achieving their goals.”

Read More

Business Report: Protecting A Business Upon Divorce

Posted onMarch 9, 2018March 9, 2018
Tammy Arquette is a matrimonial attorney at the Arquette Law Firm PLLC in Clifton Park. ©2018 Saratoga Photographer.com

By Tammy J. Arquette, Esq.

According to the American Psychological Association, approximately 40 to 50 percent of married couples in United States obtain a divorce. The divorce rate is even higher for subsequent marriages.

A divorce proceeding can have a significant impact on the financial and emotional well-being of the parties and their children, but if one or both of the parties are also a business owner, the business can be significantly impacted. The significant impact on the business can include financial disruption, discord amongst partners and employees, imposition of third party experts to review books and records and value the business, and the potential requirement for the sale of the business.

The Domestic Relations Law provides that assets that are acquired during the marriage, including businesses, be valued and equitably distributed. Further, marital asset may also include the appreciation in value of an otherwise separate business interest.

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Business Report: The Year In Finances

Posted onMarch 9, 2018March 9, 2018
John Conroe, vice president, financial planner, investment officer with Adirondack Trust Co. Courtesy Adirondack Trust Co.

By John Conroe

Do you wait for May to take down your holiday decorations? Coast up to the gas pumps with your tank on empty? Put off grocery shopping until the only food in the fridge is leftover meatloaf? Then chances are you’re a procrastinator.

When it comes to managing your finances, procrastination can put you at risk financially and keep you from reaching your goals. If your financial checklist seems overwhelming, remember that you don’t have to do everything at once. Performing tasks throughout the year can make managing your finances easier.

Read More

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