
©2020 Saratoga Photographer.com
By Susan E. Campbell
The mortgage market is driven by a variety of complex factors that make the times look more or less attractive to those seeking to buy, renovate or refinance a home.
A mortgage originator for three decades, Caroline Hommel of Homestead Funding has experienced just about every permutation and combination of circumstances imaginable, from severe market corrections to record-setting interest rates.
“There have been so many highs and lows over the years. Mostly highs,” said Hommel. “The relationships with customers are certainly high points.”
Hommel joined Homestead Funding in 1995 after a few years as assistant to the PR and communications director for the New York State Association of Realtors and then as a mortgage broker for a small firm.





