Stephen Kyne, partner, Sterling Manor Financial in Saratoga Springs.By Stephen Kyne Whenever someone leaves a job, whether voluntarily or not, one of the biggest questions they face is what to do with their 401k, 403b, or other company-sponsored retirement plan....
Costly Dryer Vent Fires are Preventable
Jamie Wallace, owner, Saratoga Chimney Sweep in Wilton.By Jamie Wallace Is your dryer running more slowly than when it was brand new? Are your clothes damp after running the dryer on high heat? Is there a musty smell in your...
Why Fiber Optic Internet Service?
Greg MacConnell is president of Primelink By Greg MacConnell Fiber optic communication transmits information from one place to another, through pulses of light sent through optical fiber. Fiber optic technology is superior to all other forms of transport because...
Going Solar: An Affordable Solution
David Delozier, marketing strategist for Enlighten Power Solutions, Ballston Spa By David Delozier This year brought an unpleasant surprise to anybody who pays a power bill. The abnormally cold winter put a strain on natural gas supplies. The uptick...
Delaware Trusts For Asset Protection
Stephen Augstell, senior vice president for Key Private Bank By Stephen J. Augstell , MS, CFP For many years, the state of Delaware has developed the reputation as a friendly jurisdiction for U.S. business because of its advantageous tax...
A Key To Financial Success
Bob Ricciardelli, partner in the firm of Whittemore, Dowen & Ricciardelli LLP By Bob Ricciardelli, JD, CPA As a CPA and business advisor practicing for close to 20 years in fairly large firms, I have had the opportunity to...
Accounting In The Cloud
Kelly Reinhart, CPA, is the managing partner of Reinhart & Associates By Kelly Reinhart Cloud computing is here to stay, allowing businesses to use their applications or access their files over the internet, rather than on their local servers...
Classify Construction Employees Correctly
Steve Cardinal is a partner at Teal, Becker & Chiaramonte CPAs, PC By Steven Cardinal, CPA For many years now, the IRS has been monitoring and often challenging employers' handling of independent contractors. The agency contends that some companies...
Independent Contractor Relationships
Noreen Dewire Grimmick, Hodgson Ross LLP, Saratoga Springs By Noreen DeWire Grimmick , Esq. If the time has come for your company to consider adding to your work force - congratulations. It's viewed by other members of the business...
My Turn: How Do You Picture Retirement?
Stephan Scribner, financial consultant, BSNB Financial Services By Stephan Scribner How do you picture your retirement? Traveling the country in a motorhome or staying at resorts several times a year? Perhaps it is finally being able to travel to...