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New Salon Uses Non-Toxic Products That Help Clients Get Healthier Hair

Posted onOctober 20, 2025October 20, 2025
Logan Spring, owner of Consciously Curly Salon in Malta, styles a client’s hair. Courtesy Consciously Curly

By Susan Elise Campbell

With a name like Consciously Curly Salon, there is little question which market Logan Spring is targeting for her new hair studio at 123 Dunning Street in Malta.

Not all curls are the same. Ninety-seven percent of people have some curl or wave in their hair, Spring said. She tells clients to respect their hair’s natural texture and not hide or change it using mainstreamed products, as the hair industry wants people to do.

“I am a rebel in the industry,” she said. “Most salons focus on short-term results with typical treatments, but hair becomes less healthy in the long term because of the toxic ingredients most manufacturers use.”

“My clients are people who want sustainable results and healthier hair,” she said. “People keep looking for a magic product, but what they need is a better way to hydrate their hair.”

So many health-conscious women are looking for solutions like these that Spring said that after only eight weeks her appointment book was already filled through November.

Spring offers much more than a hair cut. Every experience is an opportunity to educate how nat-ural products can make hair healthier. Her menu of services ranges from a 30-minute color consultation to wash and style with or without a haircut to a 12-week comprehensive master-course online. 

She is an MBA and industrial engineer by trade. Her career involved teaching students at nanotechnology schools how to read trade journals, a skill that helped her not only research brands of hair care products, but also teach her viewership how to read product labels.

Then last year, Spring realized that since she started her online business and was cutting her own hair that no one had yet stepped in to fill this niche. She went to cosmetology school and then right into salon ownership.

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Jacqueline O’Donnell’s Math Refresh Pioneers Accessible Learning Across New York State

Posted onOctober 20, 2025October 20, 2025
Jacqueline O’Donnell, founder of Math Refresh, is rebranding math education across New York.

By Ann Donnelly

For many, math conjures images of rigid formulas and textbook exercises. Still, for Jacqueline O’Donnell, founder of Math Refresh, it’s a canvas for creativity, mentorship, and a bit of bright pink branding. O’Donnell, who holds a bachelor’s degree in public relations and marketing, is utilizing her unique background to “rebrand math”, making it relevant, engaging, and accessible to students statewide.

Math Refresh, which celebrates its third anniversary in October, is a math education company partnering with New York State-certified teachers to provide high-quality educational consulting, STEM programming, and private tutoring. Based in Saratoga, O’Donnell also resides in Glens Falls and is actively expanding her reach throughout the Adirondack region, recently joining the Adirondack Regional Chamber of Commerce.

O’Donnell’s journey to entrepreneurship was sparked by the widespread disruptions of the COVID-19 pandemic. She obtained her degree and certification in 2020, and her first teaching assignment involved meeting students in person only twice before instruction moved entirely online.

After spending two years teaching geometry in the classroom, she observed significant academic fallout. “I could see a lot of the learning gaps popping up from the pandemic,” O’Donnell explained, noting that students were often missing foundational algebra skills required for higher-level courses.

Recognizing that she could better facilitate change through individualized support, O’Donnell decided to leave the classroom to pursue private tutoring full-time. She built Math Refresh on the foundation of blending her marketing acumen with her teaching expertise.

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Hinman Construction Brings Modern Style And Function To Every Home

Posted onOctober 20, 2025October 20, 2025

By Susan Elise Campbell

Remodeling and renovating a home personalizes spaces while making them more functional, according to Kim Hinman, co-owner of Hinman Construction with her husband Jami. 

No longer is remodeling only for those who want a kitchen or bathroom update. Even new construction can get a complete makeover.

“We’ve had the remodeling business for 30 years, but what people are screaming for today is to make rooms more functional,” Hinman said. “It becomes a game of inches to maximize the efficiency of the space so it works for them.”

“We have a client whose parents’ house we renovated and who wanted their brand new home totally renovated,” she said. “Everything was white and we changed every room to their taste and needs, even adding a library and storage space.”

Jami Hinman started in the construction field right out of college about 40 years ago. After starting their own construction business, they quickly found they could best use Jami’s building skills and Kim’s design talent by focusing on higher-end home renovations and additions.

Today the couple’s two children are part of the team: daughter Caroline as marketing manager and co-designer and son Jesse as project manager.

“There is a huge need for the kind of company that can handle everything from start to finish, which is what we do,” she said.

Clients first meet with Kim and Caroline to design and plan spaces, coordinate components, and set budgets. This team consults with the client throughout construction, installation, and completion, Hinman said.

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The Sales And Leasing Of Commercial Real Estate Is Viable In The Capital District

Posted onOctober 20, 2025
Tom Savino and Eric Simonds of CBRE Upstate NY brokered leases in Congress Park Center.
Saratoga Business Journal

By Rod Bacon

According to area professionals, the commercial real estate market in the region is, while somewhat challenging, doing well.

Tom Roohan, owner of Roohan Realty in Saratoga Springs, said that the increase in interest rates post-Covid is making it difficult for investors to purchase commercial properties. 

“A lot of us were spoiled by lower interest rates,” he said. “Low interest rates mean a lower cap rate, which means higher value. That has been frustrating for many people because things they refinanced are built at a certain interest rate that is no longer available to us. That makes it hard for us to sell the property.”

He noted that interest rates that were as low as 3.75 percent have risen to 6.75 percent or 7 percent, depending upon how much is put down and the quality of the property.

Despite that, some very desirable office space is available in the Spa City. The agency just listed a 2,100-square-foot corner office for lease in the historic Van Raalte Mill building at 125 High Rock Avenue. The $6,000- per-month lease is all inclusive except for communication and includes a reception area, conference rooms, kitchen, eating area, and substantial parking. Listing agents are Amy Sutton and Megan Brenensthul.

It is on the market because Marshall + Sterling Insurance consolidated some of its Upstate New York offices in Latham. 

“It’s a nice historic building space that is very bright because it’s in a corner of the building,” Roohan said. 

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Schultz Construction Companies Have Been Exceeding Client Expectations For Over 50 Years

Posted onOctober 20, 2025October 20, 2025
W.M. Schultz Construction specializes in complex water and wastewater infrastructure projects.
Courtesy W.M. Schultz Construciton

By Rod Bacon

The Schultz family has a long history of providing high quality construction services in the Capital District and beyond.

Between a company started by William J. Schultz in 1970 and another subsequently launched by his son, William M. Schultz, in 2000, clients have benefitted from their expertise for 55 years.

William J. Schultz left his family’s 30-acre vegetable farm in Colonie in 1955 to join the U.S. Navy, where he was trained as a radioman. According to his son, following his four-year hitch he decided he “wanted to do something else with dirt” and took a job with Hoffman Excavating, a utility company in Colonie. He worked there for several years and in 1961 moved to Rosen-Michaels, a precursor to The Michaels Group. The company had its own land development arm called Glenmont Development Corporation and he was its general manager. 

“They would buy a parcel of land and it might be wooded or a farm field, and they would hire an engineer to design street layouts and determine the maximum number of houses permitted by zoning codes,” said Schultz. “Then Glenmont Development would do all the land clearing, utility installations, and road construction.”

There was a recession in late 1968 resulting in very little call for new housing starts. Because builders no longer wanted to develop raw land Rosen-Michaels decided not to continue with its Glenmont Development subsidiary. 

Always having had an entrepreneurial spirit, he took a leap of faith and started Schultz Construction, Inc. in 1970. He purchased two pieces of equipment from Rosen-Michaels as well as a small dump truck, with which he did road construction and underground utility work for private land developers and builders as well as installing underground utility pipelines for potable water, sewer collection, and drainage systems for municipalities.  

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Reading the Market: Why North Country Hotel Deals Are Trending Upward

Posted onOctober 20, 2025October 27, 2025
Mitchell B. Muroff Esq., Owner and Broker at Muroff Hospitality.

By Mitchell Muroff
Muroff Hospitality Group

As someone deeply rooted in hospitality real estate—having owned and operated multiple franchised hotels across the Northeast and Canada, and now brokering and advising hospitality assets throughout New York State and New England—I’ve witnessed plenty of market cycles. My firm’s nationwide database connects regional hotel owners with serious buyers and investors. Lately, one thing stands out: while the industry has faced its share of headwinds, hotel transaction activity has remained surprisingly steady.

Market Stability and Buyer Confidence

Across much of upstate New York and New England, occupancy levels have softened slightly since their post-pandemic peaks. Still, average daily rates (ADRs) have held firm, signaling that buyers continue to value well-located, well-run assets even as they become more selective.

Meanwhile, interest rates have started to ease after a long tightening cycle, bringing renewed attention to hotel acquisitions that show clear upside. Financing remains cautious, but deals are getting done—particularly when buyers combine traditional bank debt with other creative lending programs.

Financing and the Role of Local Lenders

In markets like Warren County, Saratoga, and the greater Lake George region, regional banks remain essential to hotel lending. Their familiarity with seasonal demand and tourism patterns allows them to underwrite transactions that larger national lenders might overlook.

Many buyers also rely on SBA 504 and 7(a) loans, which give lenders added protection and allow borrowers to secure 20- to 25-year fixed-rate financing on the SBA portion at competitive rates. This structure reduces lender risk while giving buyers predictable long-term debt service—an especially attractive option for smaller or first-time investors.

Even so, banks continue to scrutinize borrowers closely and often require more equity than before. Seller financing can help bridge the gap, though not every owner is willing to extend it.

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Business Report: Despite the Advantages, Keep a Watchful Eye on AI

Posted onOctober 20, 2025
Christopher Conklin, Vice President and Chief Information Security Officer at Capital Bank.
Courtesy Capital Bank

By Christopher Conklin
Vice President, Chief Information Security Officer
Capital Bank, a division of Chemung Canal Trust Company

Cybersecurity Awareness Month is here once again.  Most organizations with an existing awareness program will likely focus on password complexity, phishing and social media concerns.  These topics continue to be the foundation of a good cyber security program.  However, the sudden influx in the popularity of artificial intelligence (AI) has changed the game for cyber security due to the evolution of AI-born cyber-attacks.  AI has gained prominence due to its ability to solve problems, reduce workloads and enhance customer experience.  Opposite those benefits, artificial intelligence has concerns related to privacy issues, misinformation and enhancing existing cybersecurity threats.  Related to existing threats, adversaries have learned to effectively weaponize AI to attack organizations.  To better understand the threats, we first need to examine the benefits of utilizing AI.  

Businesses today face a variety of challenges such as cost control, eroding customer confidence, and political and economic volatility, to name just a few.  AI can change the way businesses address those issues.  An article published last year by the Harvard Business Review indicated that more than 70 percent of U.S. businesses have already begun to utilize AI in some form.  A common benefit of using AI is streamlining repetitive or mundane tasks such as data entry or customer support, which then frees up staff for more valuable tasks.  AI can also provide analytical tools to process vast amounts of data and deliver actionable results for decision making.  AI chatbots and virtual assistants can help provide 24/7 support by answering common questions, thereby improving response times and enhancing customer satisfaction.  

Situations regarding volatility can be addressed by using AI to analyze data from various sources such news feeds, economic indicators, financial reports.  The result is an analysis that could alert the business to potential warning signs.  Forbes Magazine published an article in May further articulating the position that AI can assist leaders’ approaches to volatility.  In it, the author cites that AI has the potential, if used correctly, to stay ahead of the challenges.  While these benefits can help organizations, the use of AI comes with some concerns.

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Herzog Law Firm Expands Into Queensbury With New Fourth Office Location

Posted onOctober 20, 2025

Herzog Law Firm PC has opened a new office at 719 Bay Road in Fowler Square, its first permanent location in Warren County. The expansion adds to the firm’s existing offices in Albany, Saratoga Springs, and Kingston.

Managing Partner David Kubikian said the new office strengthens Herzog’s ability to serve the North Country. “For years, we have given educational lectures at senior centers and helped hundreds of families through our Saratoga Springs office,” he said. “Being in the community day in and day out will be a game changer. Every day we help neighbors preserve their assets and ensure their life’s work passes according to their wishes.”

The firm specializes in estate planning, elder law, and real estate. Kubikian said Herzog attorneys will continue to provide guidance on Medicaid planning, wills, trusts, and other matters important to families planning for the future.

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Business Report: What Recent Federal Reserve Decisions Mean for Housing

Posted onOctober 20, 2025October 20, 2025
Steven Luttman, broker/owner of SJ Lincoln Realty, host of The Expected Returns podcast.
Courtesy Steven Luttman

By Steven Luttman

September’s decision by the Federal Reserve to cut interest rates marked the first adjustment to the closely watched benchmark since late 2024. Today, we’ll cover why a cut was made, the impact seen so far, and what we should expect moving forward.

Why Cut

Private sector hiring has fallen off a cliff in 2025. While the official unemployment rate remains sub 4.5%, persistent negative revisions to prior monthly job reports, paired with lackluster household survey data points to a much softer economy. Following the cut, we heard it straight from the horse’s mouth: “Labor demand has softened, and the recent pace of job creation appears to be running below the ‘breakeven’ rate needed to hold the unemployment rate constant.” Not blunt enough? “While the unemployment rate remains low, it has edged up, job gains have slowed, and downside risks to employment have risen.”

Jerome Powell appears to be coming around to the idea that the risk of tariff-induced inflation should now take a backseat to what’s transpiring in today’s job market. To stimulate the economy, borrowing rates must be lowered.

Reaction

Changes to the Fed Funds Rate impact shorter-duration credit such as home equity lines and credit cards. While important, residential mortgage and business loan rates more closely track longer-term benchmarks—mainly the 10 year Treasury. Interestingly, longer-term yields actually rose in the days immediately following the decision to reduce rates by 25 basis points (0.25%), as they did after the last cut in December 2024.

Zoom out a few days, however, and you’ll see that a rate drop was already priced in leading up to the Fed meeting. Some experts pointed to dovish comments by Chairman Powell suggesting a less aggressive than anticipated rate cutting cycle as the reason for the brief rise. Fast forward to today, and long-term yields are nearly identical to where they stood before the Federal Reserve meeting. From a consumer standpoint, the national average 30 year fixed rate mortgage is as low today as it’s been for nearly the entire past twelve months.

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New Hattie’s Culinary Lab Serves Up Dining And Hands-On Training For Young Professionals

Posted onOctober 20, 2025
A student chef at Hattie’s Culinary Lab in Albany practices sautéing techniques during dinner service. The program, powered by the SEAT Center, trains young professionals in the culinary and hospitality industry.
Courtesy Hattie’s Culinary Lab

By Staff Writer

The first week of service at Hattie’s Culinary Lab, powered by the Social Enterprise and Training (SEAT) Center, marked an enthusiastic start for a new culinary venture that combines workforce training, community engagement, and the enduring legacy of one of the Capital Region’s most iconic restaurant names.

Located in the historic Hattie’s Albany space on Madison Avenue, the lab officially opened to the public on Oct. 9, launching a new chapter for both Hattie’s and SEAT. The innovative partnership transforms the restaurant into a hands-on classroom where students receive comprehensive training in both back-of-house and front-of-house hospitality operations while serving guests during live dinner service.

Hattie’s Culinary Lab operates every Thursday and Friday evening with two seatings—5:30 p.m. and 7:30 p.m.—offering a prix fixe menu priced under $40 per person. The menu combines Hattie’s beloved Southern classics with globally inspired dishes designed to broaden student-chefs’ culinary education.

“We had a good turnout — every reservation built the students’ confidence even more,” said Jennifer Lawrence, founder and CEO of the SEAT Center. “The community is thrilled to see an establishment dedicated to training young professionals. Guests love the opportunity to support young people and their future while dining out. Many people raved about the food, service, and overall energy inside the restaurant.”

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